Matheis Associates Benefits Consultants Inc. assumes no liability whatsoever for any errors, omissions or misrepresentation contained in any press release that is created or distributed through this web site.

No attempt will be made by Matheis Associates Benefits Consultants Inc. to confirm statements and information contained in the press releases and no endorsement of any kind is offered on behalf of the customer.

The customer shall hold Matheis Associates Benefits Consultants Inc. harmless in any legal matter resulting from the use of this service and, further, shall pay all costs incurred by Matheis Associates Benefits Consultants Inc. in defense of any legal proceeding resulting from the customerís use of this service.

In addition, Matheis Associates Benefits Consultants Inc. makes no promise of any kind that the press releases distributed or not distributed through this service will be published by any media and the customer shall hold Matheis Associates Benefits Consultants Inc. harmless from any liability resulting from the use of this service.

Matheis Associates Benefits Consultants Inc. has the right to refuse the distribution, or archival posting of any press release submitted to this service for any reason without financial compensation to the subscriber and without notice.

Matheis Associates Benefits Consultants Inc. Web Site

TERMS OF USE
This website is offered to you conditional upon your acceptance of the terms and conditions set out below, as well as any amendments or additional terms, policies or procedures published on this website from time to time by Matheis Associates Benefits Consultants Inc. ("Matheis Associates Benefits Consultants Inc."). You should check these terms and conditions from time to time to keep informed of any such amendments or additions.

By accessing and using this website, you are deemed to have agreed to these terms and conditions. Matheis Associates Benefits Consultants Inc. shall have the right at any time to change or discontinue any aspect or feature of this web-site, including, but not limited to, content, hours of availability, and equipment needed for access or use.


I . Copyright © 2001 Matheis Associates Benefits Consultants Inc. All rights reserved.

Matheis Associates Benefits Consultants Inc., (" matheisassociates.com ") either owns the intellectual property rights in the underlying HTML, text audio clips, video clips and other content on our website (including the organization and layout of this site), or has obtained the permission of the owner of the intellectual property in such content to use the content on our website. No reproduction, distribution, or transmission of the copyrighted materials at this site is permitted without the prior written permission of Matheis Associates Benefits Consultants Inc..


2. Limited License
Matheis Associates Benefits Consultants Inc. grants to you a strictly limited license to display on your computer, print, download and use a single copy of the underlying HTML, text, audio clips, video clips and other content on our website (other than the trade-marks of third parties), for non-commercial (personal or educational) purposes only, provided that:
  • you do not modify any such content; and
  • you include with and display on each copy of such content the associated copyright notice and this limited license.

No other use is permitted. Without limiting the generality of the foregoing, you may not:

  • make any commercial use of such content;
  • include such content in or with any product that you create or distribute;
    copy such content onto your or any other person's web site; or
  • distribute it to any-one whatsoever.

Notwithstanding the above, nothing contained in this license shall be construed as conferring, any right under any copyright of Matheis Associates Benefits Consultants Inc. or any other person who owns the copyright in content provided on our website.

3. TradeMarks
The following are trademarks of Matheis Associates Benefits Consultants Inc.: Matheis Associates Benefits Consultants Inc., web pages, registered or unregistered, that appear, or may in the future appear, on the website. The names of all products and services mentioned on our website are the trademarks of their respective owners.

The display of trademarks or Trade-Names on this website including the trade-marks of third parties does not convey or create any license or other rights in these marks or names. Any unauthorized use of them is strictly prohibited.

4. Liability Disclaimer
You use this website and any content you choose to download at your own risk. If your use of this website or the materials therein results in any loss or damage to data or in the need for servicing or replacing property, material or equipment, or any other damage whatsoever, Matheis Associates Benefits Consultants Inc. is not responsible for those costs.

MATHEIS ASSOCIATES BENEFITS CONSULTANTS INC. DOES NOT WARRANT THE QUALITY, ACCURACY OR COMPLETENESS OF ANY CLAIMS, STATEMENTS OR INFORMATION ON OUR WEBSITE. FURTHER, MATHEIS ASSOCIATES BENEFITS CONSULTANTS INC. MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY OF ANY OF THE INFORMATION OR PRODUCT CONTAINED OR OFFERED ON THIS WEBSITE FOR ANY PURPOSE. ALL INFORMATION IS PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. THIS WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. IN NO EVENT SHALL MATHEIS ASSOCIATES BENEFITS CONSULTANTS INC. BE LIABLE FOR ANY DAMAGES WHATSOEVER, WHETHER DIRECT OR, INDIRECT DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS WEBSITE OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY INFORMATION, PRODUCTS, AND SERVICES OBTAINED THROUGH THIS WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEBSITE, WHETHER BASED IN CONTRACT, TORT, (INCLUDING NEGLIGENCE) OR OTHERWISE, EVEN IF THERE IS A FUNDAMENTAL BREACH OR IF MATHEIS ASSOCIATES BENEFITS CONSULTANTS INC. HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES,

Matheis Associates Benefits Consultants Inc. expressly declaims any responsibility or liability for any damage, loss or injury arising out of the following:

  • the activities of any third party included on or linked to this site;
    the goods or services offered or the content displayed by any of the third parties included on this website or any third party websites; or
  • your purchase of or inability to purchase any third parties goods or services.

5 . Third Parties and Links to Third Party Sites
This website may contain areas maintained by or on behalf of third parties as well as hyperlinks to websites operated by parties other than Matheis Associates Benefits Consultants Inc.. Such third party areas and hyperlinks are provided for your reference only. Matheis Associates Benefits Consultants Inc. does not control such third party areas and websites and is not responsible for their content. No endorsement of any third-party products or services is expressed or implied by any information, material or content referred to or included on, or linked from or to this website. Matheis Associates Benefits Consultants Inc. performs no independent investigations and/or verification of information provided by third parties or other third parties linked to this site and assumes no responsibility for the accuracy of any information provided by third parties or contained on linked sites. Matheis Associates Benefits Consultants Inc. does not warrant the condition of merchandise advertised, the character of the third parties, the advertised rates, or any claims made by the third parties about the locations, configurations and suitability of merchandise advertised. Your access and use of such third party areas or other sites, including information, material, products and services herein, are solely at your own risk. Furthermore, our privacy policy statement is applicable only when you are on our website. Once linked to another website, you should read that site's privacy policy before disclosing any personal information.

6. Financial Responsibility
You represent and warrant that:

  • You are at least 18 years of age and have the legal right to enter into this agreement and to use this website in accordance with all terms and conditions herein; and
  • All information supplied by you or members of your household to Matheis Associates Benefits Consultants Inc. through this website shall be true and accurate.
  • You agree to be financially responsible for your use of this website, as well as for use of your account by others, including, without limitation, minors living with you.

7. Submissions
Matheis Associates Benefits Consultants Inc. welcomes your comments regarding this website. Unfortunately, Matheis Associates Benefits Consultants Inc. will not accept or consider creative ideas, Suggestions or materials other than those it has specifically requested. Accordingly, we ask that you do not send us any such materials. If, despite this request, you do send us creative materials or other information, you agree not to assert any ownership right or legal right to or control over your submission (including, but not limited to, copyright, trade mark, moral rights, or implied contract) and you waive the right to receive any financial or other consideration in connection with such unsolicited submission including, but not limited to, an acknowledgment or credit.

Matheis Associates Benefits Consultants Inc. reserves the right for any reason to remove without notice any content of this website received from you, including without limitation bulletin board postings. Matheis Associates Benefits Consultants Inc. reserves the right to deny, in its sole discretion, any person access to this website or any portion thereof without notice, Matheis Associates Benefits Consultants Inc. reserves the right to edit any notices of postings for clarity and length.

8. Indemnification
You agree to defend, indemnify and hold harmless Matheis Associates Benefits Consultants Inc., its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including lawyers' fees, arising out of your use of this website.

9. Monitoring
Matheis Associates Benefits Consultants Inc. shall have the right, but not the obligation, to monitor the content of this website, including chat rooms and forums, to determine compliance with these terms of use and any operating rules established by Matheis Associates Benefits Consultants Inc. and to satisfy any law, regulation or authorized government request. Matheis Associates Benefits Consultants Inc. shall have the right, in its sole discretion, to edit, refuse to post or remove any material submitted to or posted on this website. Without limiting the foregoing, Matheis Associates Benefits Consultants Inc. shall have the right to remove any material that it, in its sole discretion, finds to be in violation of the provisions hereof or otherwise objectionable.

10. Termination
Without limiting the foregoing, Matheis Associates Benefits Consultants Inc. shall have the right to immediately terminate your access to this website in the event of any conduct by you which Matheis Associates Benefits Consultants Inc., in its sole discretion, considers to be unacceptable, or in the event of any breach by you of these Terms of Use.

11. Governing Law
This site is created and controlled by Matheis Associates Benefits Consultants Inc. in the Province of Ontario, Canada, As such, the laws of the Province of Ontario, and the federal laws of Canada applicable therein, shall govern these disclaimers, terms and conditions, without giving effect to any principles of conflicts of law. Matheis Associates Benefits Consultants Inc. reserves the right to make changes to its site and these disclaimers, terms and conditions at any time.
copyright Matheis Associates Benefits Consultants Inc. 2008